crash

Congratulations to Melick & Porter attorney Chris VanTienhoven for obtaining a defense verdict at Court Annexed Arbitration in Rhode Island. The plaintiff sought $100,000 in damages arising from his claim that his insurance agent forged his signature on a waiver of Uninsured/Underinsured Motorist insurance coverage, which left him without such coverage for a motor vehicle accident. Chris argued that the plaintiff had testified at his deposition, and again at the arbitration hearing, that he failed to read his insurance policy, or the Declarations Page of the policy, which would have alerted him to the coverage, or lack thereof, he obtained. Therefore, the plaintiff never even bothered to review his coverage, as he should have. Furthermore, Chris argued it made no sense for the insurance agent to forge the plaintiff’s signature on a waiver of coverage, as this would be counter to the agent’s interest in earning fees on a higher premium. The arbitrator found the plaintiff failed to meet his burden of proof, and rendered a verdict in favor of the insurance agency.